Home > Browne & Murphy News > MIBI to pursue legal costs against uninsured drivers who cause accidents

It is estimated that there are over 150,000 uninsured drivers on Irish roads. Where an uninsured driver is found to have caused a motor accident and injuries, the costs of these claims are settled by the Motor Insurers Bureau of Ireland (MIBI). 

The MIBI has announced that uninsured drivers who are responsible for road traffic accidents face the prospect of being pursued for substantial costs. Punishment terms facing culpable uninsured drivers include having their assets or vehicles seized by a sheriff, mandatory debt repayments, bankruptcy proceedings, the mandatory sale of their home and even imprisonment. 

Outlining their new recovery strategy, the MIBI confirmed that they plan to ramp up their debt recovery against uninsured drivers who are at fault for accidents.  Over the next 4 years the MIBI anticipates this approach will raise €4 million from uninsured drivers. 

The MIBI is a not for profit organisation that was established to compensate victims of road traffic accidents caused by uninsured and unidentified vehicles. 

The MIBI was established in 1955 by an Agreement between the Government and the companies underwriting motor insurance in Ireland for the purpose of compensating victims of road traffic accidents caused by uninsured and unidentified vehicles. All insurers underwriting motor insurance in Ireland are required to be members of the MIBI.

The MIBI is funded entirely by motor insurance companies operating in Ireland and ultimately by premiums paid by all insured motorists.

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